Eligibility Calculator

Enter your service details

1. Initial service
Service Start Date From
2. Additional service (inc leave, breaks in service, discharge)
Service Start Date From
Service Start Date From
Service Start Date From
Service Start Date From
Service Start Date From
3. Loan details

* All figures quoted in this calculator are subject to regular change.

Filling in your details

Service Start Dates and Service Change Dates: For each different type of service you have completed, enter a start and change date. The change date is the date you finished one type of service and started another type of service. You need to include any service breaks as well. If you are currently serving, enter today's date as your final Service Change Date.

For example: Permanent 1 July 2002 to 30 June 2005, Reserves: 1 July 2006 to 1 July 2008.

Important

The Eligibility Calculator can only provide you with an estimate of your eligibility and entitlement for DHOAS. It does not recognise a range of variations in ADF service history or individual circumstances which may impact on your entitlement under DHOAS.

Also, the calculator does not subtract from your DHOAS entitlement the period of time that you have previously accessed other Defence home loan subsidy schemes. How long you can receive DHOAS will be reduced by previous access to Defence HomeOwner Scheme (DHOS) or Defence Service Homes (DSH) subsidies.

Next Steps

You need to apply to DVA for a Subsidy Certificate to confirm your entitlements under the Scheme. An application form is available on this website. For further information, contact DVA on 1300 4 DHOAS (1300 434 627). Overseas callers can ring +61 +7 381 59450.