DHOAS Christmas & New Year Holiday Period – 2025-26

Our office will be closed from Thursday, 25 December 2025 and will re-open on Friday, 2 January 2026.

We wish all current and ex-serving ADF personnel and their families a happy and safe Christmas and New Year.

If you would like to learn about DVA services available during this period, details can be read at the following link: DVA services during the holiday season | Department of Veterans' Affairs

Moving at the end of the year?
If you are moving out of your subsidised DHOAS property, you need to let us know. You can do so via the Change of Circumstances form or email DHOAS@dva.gov.au.

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The Defence Home Ownership Assistance Scheme provides eligible serving and ex-serving ADF members with a monthly subsidy on the interest of their home loan.

Whether you are ready to enter the housing market or intend to in the future, we would like to invite current serving Defence members in South Australia to join the team from DHOAS at one of the following in-person presentations for a short overview of the scheme, so you can find out if DHOAS is the right option for you and your family.

Tuesday 18 November 2025, 2pm
Monash Theatre,
RAAF Edinburgh SA

Tuesday 18 November 2025, 7pm
144 SIG SQN Lecture Theatre,
Keswick Barracks SA

To register your interest for one or more of the above sessions, please email DHOASpresentations@dva.gov.au

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The Defence Home Ownership Assistance Scheme provides eligible serving and ex-serving ADF members with a monthly subsidy on the interest of their home loan.

Whether you are ready to enter the housing market or intend to in the future, we would like to invite current serving Defence members in Western Australia to join the team from DHOAS at one of the following in-person presentations for a short overview of the scheme, so you can find out if DHOAS is the right option for you and your family.

Monday 20 Oct 2025, 1pm
25SQN Training Room,
RAAF Pearce WA

Tuesday 21 Oct 2025, 10am
Stirling Cinema,
HMAS Stirling WA

Tuesday 21 Oct 2025, 7pm
Main Theatre ARRAS Centre,
Irwin Barracks WA

To register your interest for one or more of the above sessions, please email DHOASpresentations@dva.gov.au

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The Subsidised Loan Limits (SLLs) are updated each financial year to reflect 40% (Tier 1), 60% (Tier 2), and 80% (Tier 3) of the national weighted average housing price (NWAHP) in Australia. This is to ensure that the SLLs stay relevant to the current housing market.

For the 2025-26 financial year, there is an increase to the NWAHP therefore, the SLLs will increase. These figures are now available on the DHOAS homepage.

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The Defence Home Ownership Assistance Scheme provides eligible serving and ex-serving ADF members with a monthly subsidy on the interest of their home loan.

Whether you are ready to enter the housing market or intend to in the future, we would like to invite current serving Defence members in Victoria to join the team from DHOAS at one of the following in-person presentations for a short overview of the scheme, so you can find out if DHOAS is the right option for you and your family.

Thursday 4 Sept 2025, 10am - 12pm
Base Auditorium Building 21,
RAAF Williams Laverton

Thursday 4 Sept 2025, 2pm - 4pm
Shedden Auditorium,
VIC Barracks Melbourne

Friday 5 Sept 2025, 10am - 12pm*
Puckapunyal Area Theatre,
Puckapunyal

*Partners of ADF members are welcome to attend the Puckapunyal session.

To register your interest for one or more of the above sessions, please email: DHOASpresentations@dva.gov.au

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The Defence Home Ownership Assistance Scheme provides eligible serving and ex-serving ADF members with a monthly subsidy on the interest of their home loan.

Whether you are ready to enter the housing market or intend to in the future, we would like to invite current serving Defence members* in Canberra to join the team from DHOAS at one of the following in-person presentations for a short overview of the scheme, so you can find out if DHOAS is the right option for you and your family.

Due to the volume of interest received we are pleased to announce an additional session has been added.

Monday 11 August 2025
Ngunnawal Theatrette
Russell Offices

Session Times
1100 - 1200
1300 - 1400**

*Partners of ADF members are welcome to attend.

**The 1300 - 1400 session is now fully booked.

To register your interest for the 1100 - 1200 session on 11 August 2025, please email dhoas@dva.gov.au

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Every year we review the entitlements of Reservists to ensure they are receiving the correct level of subsidy.

• Are you currently a member of the Reserves?
• Do you receive a DHOAS subsidy above Tier 1?
• Do you know (or think) that you won't be completing 20 days of paid service prior to 30 June 2025?
• You can contact us on 1300 434 627 to discuss minimising any potential overpayment of your DHOAS subsidy.

What happens if you don't contact us?

• DVA will contact you about your service using the contact details we have on your DHOAS records.
• If we cannot contact you, your service will be assessed using the data we have received from Defence to finalise the 2023-24 financial year requirements.

Please refer to Step 2 “Important Information – Reserve Service” on this website for further information on Reserve service requirements for DHOAS.

Read More »

The Defence Home Ownership Assistance Scheme provides eligible serving and ex-serving ADF members with a monthly subsidy on the interest of their home loan.

Whether you are ready to enter the housing market or intend to in the future, we would like to invite current serving Defence members in Brisbane to join the team from DHOAS at the following in-person presentations for a short overview of the scheme, so you can find out if DHOAS is the right option for you and your family.

Wednesday 28 May 2025
Astra Complex, RAAF Base Amberley

Session Times
0930-1130
&
1330-1530

To register your interest for either session time on 28 May 2025, please email dhoas@dva.gov.au

Read More »

The Defence Home Ownership Assistance Scheme provides eligible serving and ex-serving ADF members with a monthly subsidy on the interest of their home loan.

Whether you are ready to enter the housing market or intend to in the future, we would like to invite current serving Defence members in Brisbane to join the team from DHOAS at the following in-person presentation for a short overview of the scheme, so you can find out if DHOAS is the right option for you and your family.

Tuesday 22 April 2025
Main Theatre at the Monash Centre, Gallipoli Barracks Enoggera

Session Time
1300-1500

To register your interest for this 22 April 2025 session, please email  dhoas@dva.gov.au

Read More »

The Defence Home Ownership Assistance Scheme provides eligible serving and ex-serving ADF members with a monthly subsidy on the interest of your home loan.

Whether you are ready to enter the housing market or intend to in the future, we would like to invite current serving Defence members in Sydney to join the team from DHOAS at the following in-person presentations for a short overview of the scheme, so you can find out if DHOAS is the right option for you and your family.

Thursday 3 April 2025
RAAF Richmond Cinema, BLDG 373

Session Times
1030-1130
&
1400-1500

To register your interest for either session time on 3 April 2025, please email dhoas@dva.gov.au

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The DHOAS Contact Centre is located in South East Queensland.

Due to the impact of Ex-Tropical Cyclone Alfred, the office will be closed on Monday 10th March.

Our staff will be working remotely to support the veteran and ADF community whilst the office is closed. This support may be impacted in the event of power outages and by ongoing weather conditions. If you are unable to reach us on our contact number 1300 434 627, you can still send us an email at dhoas@dva.gov.au and we will endeavour to get back to you, as soon as we are able to do so. 

We apologise for any inconvenience this may cause and appreciate your understanding during this time.

Clients can still use the DHOAS website to access eligibility and entitlement information, fact sheets and forms.

For impacted members who hold a DHOAS home loan, further assistance may be available from your home loan provider. Further information can be found at the following links:

Defence Bank

Australian Military Bank

National Australia Bank

Veterans and their families requiring emergency counselling support can call Open Arms on 1800 011 046. 

There is additional support available for current and ex-serving ADF members on the Defence Health and Well-being page.

In the event of a life-threatening emergency, call 000.

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DHOAS Christmas & New Year Holiday Period – 2024-25  

Our office will be closed from Wednesday, 25 December 2024 and will re-open on Thursday, 2 January 2025.

We wish all current and ex-serving ADF personnel and their families a happy and safe Christmas and New Year. 

If you would like to learn about DVA services available during this period, details can be read at the following link: DVA services during the holiday season | Department of Veterans' Affairs

Moving at the end of the year?

If you are moving out of the subsidised DHOAS property, you need to let us know. You can do so via the Change of Circumstances form or email DHOAS@dva.gov.au.

Read More »

The Defence Home Ownership Assistance Scheme provides eligible serving and ex-serving ADF members with a monthly subsidy on the interest of your home loan.

Whether you are ready to enter the housing market or intend to in the future, we would like to invite the Defence and Veteran community in Townsville to join the team from DHOAS at the following in-person presentations for a short overview of the scheme, so you can find out if DHOAS is the right option for you and your family.

Tuesday 3 December 2024, 2pm – 3pm
Lavarack Barracks Townsville
Current serving Defence members only

Wednesday 4 December 2024, 10:30am – 11:30am
Hut 6, The Oasis Townsville
1 Staging Camp Avenue
Oonoonba QLD 4811
Open to all current and ex-serving members, their families and support networks

To register your interest for either presentation, please email dhoas@dva.gov.au

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The 2023-24 Reserve Audit commences in April 2024 and your DHOAS effective service requirements will be reviewed between April and July 2024.

• Are you currently a member of the Reserves?
• Do you receive a DHOAS subsidy above Tier 1?
• Do you know (or think) that you won't be completing 20 days of paid service prior to 30 June 2024?
• You can contact us on 1300 434 627 to discuss minimising any potential overpayment of your DHOAS subsidy.

What happens if you don't contact us?

• DVA will contact you about your service using the contact details we have on your DHOAS records.
• If we cannot contact you, your service will be assessed using the data we have received from Defence to finalise the 2023-24 financial year requirements.

Please refer to Step 2 “Important Information – Reserve Service” on this website for further information on Reserve service requirements for DHOAS.

Read More »

If you have moved out or are moving out of the subsidised DHOAS property, you need to let us know. You can do so via the Change of Circumstances form or email DHOAS@dva.gov.au.

Read More »