The Defence Home Ownership Assistance Scheme provides eligible serving and ex-serving ADF members with a monthly subsidy on the interest of their home loan.

Whether you are ready to enter the housing market or intend to in the future, we would like to invite current serving Defence members to join the team from DHOAS at one of the following in-person presentations for a short overview of the scheme, so you can find out if DHOAS is the right option for you and your family.

Please note: Access to DHOAS presentations held on military bases is limited to serving ADF members with valid base access. Attendees without the required security access will be unable to enter the base.

Russell Offices, Canberra ACT
Monday 11 May 2026 – multiple sessions
Ngunnawal Theatrette

Session Times (Russell Offices)
0900 - 1000 hours
1100 - 1200 hours

RAAF Base Amberley, Amberley QLD
Monday 18 May 2026 – multiple sessions
Astra Centre

Session Times (Amberley)
0900 - 1000 hours
1300 - 1400 hours

Victoria Barracks, Sydney NSW
Friday 22 May 2026, 1400 hours
VB-S Sergeants' Mess (VBSSM)

Veteran & Family Wellbeing Centre, Stafford QLD*
Tuesday 2 June 2026, 3:00pm
Friday 5 June 2026, 11:30am

*Ex-serving members, spouses/partners, and those who support or are connected to serving or ex-serving ADF members are also welcome to attend this session.

HMAS Kuttabul, Sydney NSW
Tuesday 23 June 2026, 1000 hours
Level 6 Theatrette (Building 815)

To register your interest for one or more of the above sessions, please email DHOASpresentations@dva.gov.au

Read More »

The Defence Home Ownership Assistance Scheme provides eligible serving and ex-serving ADF members with a monthly subsidy on the interest of their home loan.

Whether you are ready to enter the housing market or intend to in the future, we would like to invite current serving Defence members to join the team from DHOAS at one of the following in-person presentations for a short overview of the scheme, so you can find out if DHOAS is the right option for you and your family.

Please note: Access to DHOAS presentations held on military bases is limited to serving ADF members with valid base access. Attendees without the required security access will be unable to enter the base.

Russell Offices, Canberra ACT
Monday 11 May 2026 – multiple sessions
Ngunnawal Theatrette

Session Times (Russell Offices)
0900 - 1000 hours
1100 - 1200 hours

RAAF Base Amberley, Amberley QLD
Monday 18 May 2026 – multiple sessions
Astra Centre

Session Times (Amberley)
0900 - 1000 hours
1300 - 1400 hours

Victoria Barracks, Sydney NSW
Friday 22 May 2026, 1400 hours
VB-S Sergeants' Mess (VBSSM)

Veteran & Family Wellbeing Centre, Stafford QLD*
Tuesday 2 June 2026, 3:00pm
Friday 5 June 2026, 11:30am

*ex-serving members and spouses/partners are all welcome to attend sessions at the Veteran & Family Wellbeing Centre.

To register your interest for one or more of the above sessions, please email DHOASpresentations@dva.gov.au

Read More »

The Defence Home Ownership Assistance Scheme provides eligible serving and ex-serving ADF members with a monthly subsidy on the interest of their home loan.

Whether you are ready to enter the housing market or intend to in the future, we would like to invite current serving Defence members to join the team from DHOAS at one of the following in-person presentations for a short overview of the scheme, so you can find out if DHOAS is the right option for you and your family.

Please note: Access to DHOAS presentations held on military bases is limited to serving ADF members with valid base access. Attendees without the required security access will be unable to enter the base.

Kokoda Barracks, Canungra QLD
Thursday 23 April 2026, 1000 hours
Matthew Locke Theatre

Russell Offices, Canberra ACT
Monday 11 May 2026 – multiple sessions
Ngunnawal Theatrette

Session Times (Russell Offices)
0900 - 1000 hours
1100 - 1200 hours

RAAF Base Amberley, Amberley QLD
Monday 18 May 2026 – multiple sessions
Astra Centre

Session Times (Amberley)
0900 - 1000 hours
1300 - 1400 hours

Victoria Barracks, Sydney NSW
Friday 22 May 2026, 1400 hours
VB-S Sergeants' Mess (VBSSM)

To register your interest for one or more of the above sessions, please email DHOASpresentations@dva.gov.au

Read More »

The Defence Home Ownership Assistance Scheme provides eligible serving and ex-serving ADF members with a monthly subsidy on the interest of their home loan.

Whether you are ready to enter the housing market or intend to in the future, we would like to invite current serving Defence members to join the team from DHOAS at one of the following in-person presentations for a short overview of the scheme, so you can find out if DHOAS is the right option for you and your family.

Lavarack Barracks, Townsville QLD
Wednesday 15 April 2026, 1300 hours
Lachlan Wilson Centre

Kokoda Barracks, Canungra QLD
Thursday 23 April 2026, 1000 hours
Matthew Locke Theatre

Russell Offices, Canberra ACT
Monday 11 May 2026 – multiple sessions
Ngunnawal Theatrette

Session Times (Russell Offices)
0900 - 1000 hours
1100 - 1200 hours

RAAF Base Amberley, Amberley QLD
Tuesday 26 May 2026 – multiple sessions
Astra Centre

Session Times (RAAF Base Amberley)
0900 - 1000 hours
1300 - 1400 hours

To register your interest for one or more of the above sessions, please email DHOASpresentations@dva.gov.au

Read More »

The Defence Home Ownership Assistance Scheme provides eligible serving and ex-serving ADF members with a monthly subsidy on the interest of their home loan.

Whether you are ready to enter the housing market or intend to in the future, we would like to invite current serving Defence members to join the team from DHOAS at one of the following in-person presentations for a short overview of the scheme, so you can find out if DHOAS is the right option for you and your family.

Thursday 23 April 2026, 1000 hours
Matthew Locke Theatre
Kokoda Barracks, Canungra QLD

Monday 11 May 2026 – multiple sessions
Ngunnawal Theatrette
Russell Offices, Canberra ACT

Session Times (Russell Offices)
0900 - 1000 hours
1100 - 1200 hours

Tuesday 26 May 2026 – multiple sessions
Astra Centre
RAAF Base Amberley, Amberley QLD

Session Times (RAAF Base Amberley)
0900 - 1000 hours
1300 - 1400 hours

To register your interest for one or more of the above sessions, please email DHOASpresentations@dva.gov.au

Read More »

The Defence Home Ownership Assistance Scheme provides eligible serving and ex-serving ADF members with a monthly subsidy on the interest of their home loan.

Whether you are ready to enter the housing market or intend to in the future, we would like to invite current serving Defence members to join the team from DHOAS at one of the following in-person presentations for a short overview of the scheme, so you can find out if DHOAS is the right option for you and your family.

Wednesday 11 March 2026, 11am
A109 Conference Room
HMAS Moreton, Bulimba QLD

Thursday 23 April 2026, 10am
Matthew Locke Theatre
Kokoda Barracks, Canungra QLD

Monday 11 May 2026, 11am
Ngunnawal Theatrette
Russell Offices, Canberra ACT

To register your interest for one or more of the above sessions, please email DHOASpresentations@dva.gov.au

Read More »

DHOAS Christmas & New Year Holiday Period – 2025-26

Our office will be closed from Thursday, 25 December 2025 and will re-open on Friday, 2 January 2026.

We wish all current and ex-serving ADF personnel and their families a happy and safe Christmas and New Year.

If you would like to learn about DVA services available during this period, details can be read at the following link: DVA services during the holiday season | Department of Veterans' Affairs

Moving at the end of the year?
If you are moving out of your subsidised DHOAS property, you need to let us know. You can do so via the Change of Circumstances form or email DHOAS@dva.gov.au.

Read More »

The Defence Home Ownership Assistance Scheme provides eligible serving and ex-serving ADF members with a monthly subsidy on the interest of their home loan.

Whether you are ready to enter the housing market or intend to in the future, we would like to invite current serving Defence members in South Australia to join the team from DHOAS at one of the following in-person presentations for a short overview of the scheme, so you can find out if DHOAS is the right option for you and your family.

Tuesday 18 November 2025, 2pm
Monash Theatre,
RAAF Edinburgh SA

Tuesday 18 November 2025, 7pm
144 SIG SQN Lecture Theatre,
Keswick Barracks SA

To register your interest for one or more of the above sessions, please email DHOASpresentations@dva.gov.au

Read More »

The Defence Home Ownership Assistance Scheme provides eligible serving and ex-serving ADF members with a monthly subsidy on the interest of their home loan.

Whether you are ready to enter the housing market or intend to in the future, we would like to invite current serving Defence members in Western Australia to join the team from DHOAS at one of the following in-person presentations for a short overview of the scheme, so you can find out if DHOAS is the right option for you and your family.

Monday 20 Oct 2025, 1pm
25SQN Training Room,
RAAF Pearce WA

Tuesday 21 Oct 2025, 10am
Stirling Cinema,
HMAS Stirling WA

Tuesday 21 Oct 2025, 7pm
Main Theatre ARRAS Centre,
Irwin Barracks WA

To register your interest for one or more of the above sessions, please email DHOASpresentations@dva.gov.au

Read More »

The Subsidised Loan Limits (SLLs) are updated each financial year to reflect 40% (Tier 1), 60% (Tier 2), and 80% (Tier 3) of the national weighted average housing price (NWAHP) in Australia. This is to ensure that the SLLs stay relevant to the current housing market.

For the 2025-26 financial year, there is an increase to the NWAHP therefore, the SLLs will increase. These figures are now available on the DHOAS homepage.

Read More »

The Defence Home Ownership Assistance Scheme provides eligible serving and ex-serving ADF members with a monthly subsidy on the interest of their home loan.

Whether you are ready to enter the housing market or intend to in the future, we would like to invite current serving Defence members in Victoria to join the team from DHOAS at one of the following in-person presentations for a short overview of the scheme, so you can find out if DHOAS is the right option for you and your family.

Thursday 4 Sept 2025, 10am - 12pm
Base Auditorium Building 21,
RAAF Williams Laverton

Thursday 4 Sept 2025, 2pm - 4pm
Shedden Auditorium,
VIC Barracks Melbourne

Friday 5 Sept 2025, 10am - 12pm*
Puckapunyal Area Theatre,
Puckapunyal

*Partners of ADF members are welcome to attend the Puckapunyal session.

To register your interest for one or more of the above sessions, please email: DHOASpresentations@dva.gov.au

Read More »

The Defence Home Ownership Assistance Scheme provides eligible serving and ex-serving ADF members with a monthly subsidy on the interest of their home loan.

Whether you are ready to enter the housing market or intend to in the future, we would like to invite current serving Defence members* in Canberra to join the team from DHOAS at one of the following in-person presentations for a short overview of the scheme, so you can find out if DHOAS is the right option for you and your family.

Due to the volume of interest received we are pleased to announce an additional session has been added.

Monday 11 August 2025
Ngunnawal Theatrette
Russell Offices

Session Times
1100 - 1200
1300 - 1400**

*Partners of ADF members are welcome to attend.

**The 1300 - 1400 session is now fully booked.

To register your interest for the 1100 - 1200 session on 11 August 2025, please email dhoas@dva.gov.au

Read More »

Every year we review the entitlements of Reservists to ensure they are receiving the correct level of subsidy.

• Are you currently a member of the Reserves?
• Do you receive a DHOAS subsidy above Tier 1?
• Do you know (or think) that you won't be completing 20 days of paid service prior to 30 June 2025?
• You can contact us on 1300 434 627 to discuss minimising any potential overpayment of your DHOAS subsidy.

What happens if you don't contact us?

• DVA will contact you about your service using the contact details we have on your DHOAS records.
• If we cannot contact you, your service will be assessed using the data we have received from Defence to finalise the 2023-24 financial year requirements.

Please refer to Step 2 “Important Information – Reserve Service” on this website for further information on Reserve service requirements for DHOAS.

Read More »

The Defence Home Ownership Assistance Scheme provides eligible serving and ex-serving ADF members with a monthly subsidy on the interest of their home loan.

Whether you are ready to enter the housing market or intend to in the future, we would like to invite current serving Defence members in Brisbane to join the team from DHOAS at the following in-person presentations for a short overview of the scheme, so you can find out if DHOAS is the right option for you and your family.

Wednesday 28 May 2025
Astra Complex, RAAF Base Amberley

Session Times
0930-1130
&
1330-1530

To register your interest for either session time on 28 May 2025, please email dhoas@dva.gov.au

Read More »

The Defence Home Ownership Assistance Scheme provides eligible serving and ex-serving ADF members with a monthly subsidy on the interest of their home loan.

Whether you are ready to enter the housing market or intend to in the future, we would like to invite current serving Defence members in Brisbane to join the team from DHOAS at the following in-person presentation for a short overview of the scheme, so you can find out if DHOAS is the right option for you and your family.

Tuesday 22 April 2025
Main Theatre at the Monash Centre, Gallipoli Barracks Enoggera

Session Time
1300-1500

To register your interest for this 22 April 2025 session, please email  dhoas@dva.gov.au

Read More »