Include Sidebox 02

HOME
Contact Us
Forms
Sitemap

Home
Step 1
Learn about DHOAS
Step 2
Qualify and accrue credit
Step 3
Apply for certificate
Step 4
Take out a DHOAS loan
Step 5
Meet conditions
Step 6
Calculate subsidy
Step 7
Start payments
Step 8
Advise of changes
- Changes to be reported
- Subsidy ceasing events

I want to...

Find out why my monthly payment changes
Understand warlike service entitlement
Learn about construction loans
Learn about multiparty loans, eligible partners
Understand occupancy requirements
Understand tier progression
Read surviving partner fact sheet
Read the DHOAS Act
Get details about DHOS and DSH
Understand how my personal information is managed

Steps to DHOAS subsidy
Apply for DHOAS
Subsidy amount calculator
Authorise subsidy to start
Insurance benefit - DSHIS
Forms and fact sheets

Eligibility and entitlement

Qualifying and service credit
Warlike service
Reserve/combined service
Continuous Full-Time Service
Previous subsidy schemes
Breaks in service/Rejoining ADF
Separation and medical/death

Receiving subsidy and conditions

Use of subsidy certificates
Construction loans
Multiparty loans, eligible partners
Subsidy lump sum payment
Scheme conditions
Reapplying and reassessments
Change of circumstances

Our Quality Service

Contact Information

Email: dhoas@dva.gov.au
Phone: 1300 4 DHOAS (1300 434 627)
Overseas callers: +61 7 3815 9450
Fax: +61 7 3815 9430
GPO Box 9998, Brisbane QLD 4001
8.30am - 4.00pm | Monday - Friday

For DHOAS presentations:
DHOASpresentations@dva.gov.au

TOP