Australian Government - Department of Defence - Department of Veteran's Affairs

DHOAS presentation and fact sheets

A DHOAS PowerPoint presentation and fact sheets are available to ADF units for use at information sessions as an overview of the Scheme.

The information is comprehensive and reflects the main details in this website, although it does not include every possible variable (such as breaks in service, eligible partners, lateral recruits and medical discharge).

Members are still encouraged to refer to the website for full details, and to contact DHOAS to discuss their individual circumstances.


PowerPoint presentation

If you would like an electronic copy of the presentation forwarded to you, please contact DHOAS at:  


Phone: 1300 4 DHOAS (1300 4 34627)  

Overseas callers: +61 +7 3815 9450


DHOAS fact sheet

If you are giving a presentation about DHOAS, you may wish to hand out the DHOAS Fact Sheet to members for their reference.

Please note: The fact sheet includes subsidy amounts, which are subject to change each month based on fluctuations in the median interest rate.

You are advised to print out a current version of the fact sheet each time you hold an information session, to ensure it includes up-to-date details.


Other fact sheets

Fact sheet for subsidy certificates.

Fact sheet for subsidy payments.

Fact sheet for lump sum payments.

Fact sheet for land and construction loans.

Fact sheet for making changes to DHOAS loan.

Fact sheet for separating members.

Fact sheet for reserve service

Fact sheet for surviving partners of eligible members who have died.  

Fact sheet for applying for an exemption from effective service.

Home Loan Providers visits to bases

If ADF bases wish, as part of their presentation to members, they can invite a local representative from each of the three Home Loan Providers to speak with members about DHOAS home loan products.

The Home Loan Providers are: the Australian Military Bank, Defence Bank Limited and National Australia Bank.

It is a requirement that each provider is invited if you wish the Home Loan Providers to participate. However, it is not a requirement that all three of the providers are represented at the event.