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Calculate subsidy » Interest rates, subsidy tiers and values » Interest rate changes and subsidy - 2014-15 subsidy tier limits
Calculate subsidy » Interest rates, subsidy tiers and values » Interest rate changes and subsidy - 2014-15 subsidy tier limits
Interest rate changes and subsidy - 2014-15 subsidy tier limits
The subsidised loan limits for 2014-15 are used to calculate your DHOAS subsidy if your first payment period commenced within 2014-15.
They do not apply to subsidies first paid in July 2014 that cover the payment periods of May or June 2014. In this case, your subsidy is calculated on 2013-14 Subsidised Loan Limits.
|
MONTH |
INTEREST RATE |
TIER 1 |
TIER 2 |
TIER 3 $463,589 |
| 2014 | ||||
| July | 5.39% | $238 | $357 | $476 |
| August | 5.39% | $238 | $357 | $476 |
| September | 5.38% | $237 | $356 | $475 |
| October | 5.39% | $238 | $357 | $476 |
| November | 5.325% | $234 | $352 | $469 |
| December | 5.325% | $234 | $352 | $469 |
| 2015 | ||||
| January | 5.295% | $233 | $350 | $466 |
| February | 5.25% | $231 | $346 | $462 |
| March | 5.10% | $223 | $335 | $446 |
| April | 5.09% | $222 | $334 | $445 |
| May | 5.00% | $218 | $327 | $436 |
| June | 4.89% | $212 | $319 | $425 |
| July | 4.885% | $212 | $318 | $425 |
| August | 4.87% | $211 | $317 | $423 |
| September | 4.84% | $210 | $315 | $420 |
| October | 4.84% | $210 | $315 | $420 |
| November | 4.83% | $209 | $314 | $419 |
| December | 4.86% | $211 | $317 | $422 |
| 2016 | ||||
| January | 4.86% | $211 | $317 | $422 |
| February | 4.84% | $210 | $315 | $420 |
| March | 4.84% | $210 | $315 | $420 |
| April | 4.85% | $210 | $316 | $421 |
| May | 4.80% | $208 | $312 | $416 |
| June | 4.67% | $201 | $302 | $403 |
| July | 4.68% | $202 | $303 | $404 |
| August | 4.65% | $200 | $301 | $401 |
| September | 4.51% | $193 | $290 | $387 |
| October | 4.50% | $193 | $290 | $386 |
| November | 4.49% | $192 | $289 | $385 |
| December | 4.46% | $191 | $287 | $382 |
| 2017 | ||||
| January | 4.47% | $191 | $287 | $383 |
| February | 4.41% | $188 | $283 | $377 |
| March | 4.43% | $189 | $284 | $379 |
| April | 4.46% | $191 | $287 | $382 |
| May | 4.43% | $189 | $284 | $379 |
| June | 4.54% | $195 | $293 | $390 |
| July | 4.55% | $195 | $293 | $391 |
| August | 4.56% | $196 | $294 | $392 |
| September | 4.52% | $194 | $291 | $388 |
| October | 4.52% | $194 | $291 | $388 |
| November | 4.52% | $194 | $291 | $388 |
| December | 4.52% | $194 | $291 | $388 |
| 2018 | ||||
| January | 4.52% | $194 | $291 | $388 |
| February | 4.55% | $195 | $293 | $391 |
| March | 4.56% | $196 | $294 | $392 |
| April | 4.57% | $196 | $295 | $393 |
| May | 4.54% | $195 | $293 | $390 |
| June | 4.59% | $197 | $296 | $395 |
| July | 4.56% | $196 | $294 | $392 |
| August | 4.56% | $196 | $294 | $392 |
| September | 4.56% | $196 | $294 | $392 |
| October | 4.59% | $197 | $296 | $395 |
| November | 4.55% | $195 | $293 | $391 |
| December | 4.56% | $196 | $294 | $392 |
| 2019 | ||||
| January | 4.57% | $196 | $295 | $393 |
| February | 4.61% | $198 | $298 | $397 |
| March | 4.55% | $195 | $293 | $391 |
| April | 4.54% | $195 | $293 | $390 |
| May | 4.54% | $195 | $293 | $390 |
| June | 4.51% | $193 | $290 | $387 |
| July | 4.33% | $185 | $277 | $370 |
| August | 4.24% | $180 | $271 | $361 |
| September | 4.22% | $179 | $269 | $359 |
| October | 4.23% | $180 | $270 | $360 |
| November | 4.13% | $175 | $263 | $350 |
| December | 4.13% | $175 | $263 | $350 |
| 2020 | ||||
| January | 4.13% | $175 | $263 | $350 |
| February | 4.13% | $175 | $263 | $350 |
| March | 4.13% | $175 | $263 | $350 |
| April | 4.13% | $175 | $263 | $350 |
| May | 3.75% | $157 | $235 | $314 |
| June | 3.75% | $157 | $235 | $314 |
| July | 3.79% | $159 | $238 | $318 |
| August | 3.75% | $157 | $235 | $314 |
| September | 3.79% | $159 | $238 | $318 |
| October | 3.79% | $159 | $238 | $318 |
| November | 3.65% | $152 | $228 | $304 |
| December | 3.67% | $153 | $230 | $306 |
| 2021 | ||||
| January | 3.64% | $151 | $227 | $303 |
| February | 3.60% | $150 | $225 | $300 |
| March | 3.57% | $148 | $223 | $297 |
| April | 3.62% | $151 | $226 | $302 |
| May | 3.62% | $151 | $226 | $302 |
| June | 3.46% | $143 | $215 | $287 |
| July | 3.54% | $147 | $220 | $294 |
| August | 3.46% | $143 | $215 | $287 |
| September | 3.46% | $143 | $215 | $287 |
| October | 3.38% | $139 | $209 | $279 |
| November | 3.38% | $139 | $209 | $279 |
| December | 3.38% | $139 | $209 | $279 |
| 2022 | ||||
| January | 3.38% | $139 | $209 | $279 |
| February | 3.28% | $135 | $202 | $270 |
| March | 3.24% | $133 | $200 | $266 |
| April | 3.34% | $137 | $206 | $275 |
| May | 3.56% | $148 | $222 | $296 |
| June | 3.64% | $151 | $227 | $303 |
| July | 4.14% | $175 | $263 | $351 |
| August | 4.64% | $200 | $300 | $400 |
| September | 4.99% | $217 | $326 | $435 |
| October | 5.49% | $243 | $365 | $487 |
| November | 5.74% | $256 | $384 | $513 |
| December | 5.84% | $261 | $392 | $523 |
| 2023 | ||||
| January | 6.09% | $275 | $412 | $550 |
| February | 6.14% | $277 | $416 | $555 |
| March | 6.39% | $291 | $436 | $582 |
| April | 6.49% | $296 | $444 | $593 |
| May | 6.56% | $300 | $450 | $600 |
| June | 6.79% | $313 | $469 | $626 |
| July | 6.99% | $324 | $486 | $648 |
| August | 6.99% | $324 | $486 | $648 |
| September | 6.99% | $324 | $486 | $648 |
| October | 7.04% | $326 | $490 | $653 |
| November | 7.14% | $332 | $498 | $664 |
|
December |
7.29% |
$340 | $511 | $681 |
| 2024 | ||||
| January | 7.29% | $340 | $511 | $681 |
| February | 7.34% | $343 | $515 | $687 |
| March | 7.32% | $342 | $513 | $684 |
| April | 7.24% | $337 | $506 | $675 |
| May | 7.24% | $337 | $506 | $675 |
| June | 7.23% | $337 | $506 | $674 |
| July | 7.23% | $337 | $506 | $674 |
| August | 7.24% | $337 | $506 | $675 |
| September | 7.24% | $337 | $506 | $675 |
| October | 7.23% | $337 | $506 | $674 |
| November | 7.23% | $337 | $506 | $674 |
| December | 7.23% | $337 | $506 | $674 |
| 2025 | ||||
| January | 7.23% | $337 | $506 | $674 |
| February | 7.23% | $337 | $506 | $674 |
| March | 6.74% | $310 | $465 | $620 |
| April | 6.69% | $307 | $461 | $615 |
| May | 6.69% | $307 | $461 | $615 |
| June | 6.35% | $289 | $433 | $578 |
| July | 6.28% | $285 | $427 | $570 |
| August | 6.27% | $284 | $427 | $569 |
| September | 5.94% | $267 | $400 | $534 |
| October | 5.88% | $263 | $395 | $527 |
| November | 5.88% | $263 | $395 | $527 |
| December | 5.85% | $262 | $393 | $524 |