Interest rate changes and subsidy - $80,000 subsidy tier limit

If you were entitled under the Defence HomeOwner Scheme (DHOS) but could not apply for your benefits before the Scheme closed on 30 June 2010, you can apply for similar benefits under DHOAS in some limited extenuating circumstances. If eligible, you can access a DHOAS subsidy on a subsidised loan limit of up to $80,000. Please scroll down for the most current subsidy information.

MONTH	INTEREST RATE	SUBSIDISED LOAN LIMIT $80,000
December	6.09%	$94
2013
January	6.03%	$93
February	6.01%	$93
March	6.00%	$93
April	6.00%	$93
May	5.87%	$90
June	5.75%	$88
July	5.75%	$88
August	5.58%	$85
September	5.47%	$83
October	5.385%	$82
November	5.385%	$82
December	5.385%	$82
2014
January	5.39%	$82
February	5.39%	$82
March	5.39%	$82
April	5.47%	$83
May	5.39%	$82
June	5.39%	$82
July	5.39%	$82
August	5.39%	$82
September	5.38%	$82
October	5.39%	$82
November	5.325%	$81
December	5.325%	$81
2015
January	5.295%	$80
February	5.25%	$79
March	5.10%	$77
April	5.09%	$76
May	5.00%	$75
June	4.89%	$73
July	4.885%	$73
August	4.87%	$73
September	4.84%	$72
October	4.84%	$72
November	4.83%	$72
December	4.86%	$72
2016
January	4.86%	$72
February	4.84%	$72
March	4.84%	$72
April	4.85%	$72
May	4.80%	$71
June	4.67%	$69
July	4.68%	$69
August	4.65%	$69
September	4.51%	$66
October	4.50%	$66
November	4.49%	$66
December	4.46%	$66
2017
January	4.47%	$66
February	4.41%	$65
March	4.43%	$65
April	4.46%	$66
May	4.43%	$65
June	4.54%	$67
July	4.55%	$67
August	4.56%	$67
September	4.52%	$67
October	4.52%	$67
November	4.52%	$67
December	4.52%	$67
2018
January	4.52%	$67
February	4.55%	$67
March	4.56%	$67
April	4.57%	$67
May	4.54%	$67
June	4.59%	$68
July	4.56%	$67
August	4.56%	$67
September	4.56%	$67
October	4.59%	$68
November	4.55%	$67
December	4.56%	$67
2019
January	4.57%	$67
February	4.61%	$68
March	4.55%	$67
April	4.54%	$67
May	4.54%	$67
June	4.51%	$66
July	4.33%	$63
August	4.24%	$62
September	4.22%	$62
October	4.23%	$62
November	4.13%	$60
December	4.13%	$60
2020
January	4.13%	$60
February	4.13%	$60
March	4.13%	$60
April	4.13%	$60
May	3.75%	$54
June	3.75%	$54
July	3.79%	$54
August	3.75%	$54
September	3.79%	$54
October	3.79%	$54
November	3.65%	$52
December	3.67%	$52
2021
January	3.64%	$52
February	3.60%	$51
March	3.57%	$51
April	3.62%	$52
May	3.62%	$52
June	3.46%	$49
July	3.54%	$50
August	3.46%	$49
September	3.46%	$49
October	3.38%	$48
November	3.38%	$48
December	3.38%	$48
2022
January	3.38%	$48
February	3.28%	$46
March	3.24%	$46
April	3.34%	$47
May	3.56%	$51
June	3.64%	$52
July	4.14%	$60
August	4.64%	$69
September	4.99%	$75
October	5.49%	$84
November	5.74%	$88
December	5.84%	$90
2023
January	6.09%	$94
February	6.14%	$95
March	6.39%	$100
April	6.49%	$102
May	6.56%	$103
June	6.79%	$108
July	6.99%	$111
August	6.99%	$111
September	6.99%	$111
October	7.04%	$112
November	7.14%	$114
December	7.29%	$117
2024
January	7.29%	$117
February	7.34%	$118
March	7.32%	$118
April	7.24%	$116
May	7.24%	$116
June	7.23%	$116
July	7.23%	$116
August	7.24%	$116