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Calculate subsidy » Interest rates, subsidy tiers and values » Interest rate changes and subsidy - 2015-16 subsidy tier limits
Calculate subsidy » Interest rates, subsidy tiers and values » Interest rate changes and subsidy - 2015-16 subsidy tier limits
Interest rate changes and subsidy - 2015-16 subsidy tier limits
The subsidised loan limits for 2015-16 are used to calculate your DHOAS subsidy if your first payment period commenced within 2015-16.
They do not apply to subsidies first paid in July 2015 that cover the payment periods of May or June 2015. In this case, your subsidy is calculated on the 2014-15 subsidised loan limits.
|
MONTH |
INTEREST RATE |
TIER 1 |
TIER 2 |
TIER 3 |
| 2015 |
||||
| July | 4.885% | $223 | $335 | $447 |
| August | 4.87% | $222 | $334 | $445 |
| September | 4.84% | $221 | $331 | $442 |
| October | 4.84% | $221 | $331 | $442 |
| November | 4.83% | $220 | $331 | $441 |
| December | 4.86% | $222 | $333 | $444 |
| 2016 |
||||
| January | 4.86% | $222 | $333 | $444 |
| February | 4.84% | $221 | $333 | $442 |
| March | 4.84% | $221 | $333 | $442 |
| April | 4.85% | $221 | $332 | $443 |
| May | 4.80% | $219 | $328 | $438 |
| June | 4.67% | $212 | $318 | $424 |
| July | 4.68% | $212 | $319 | $425 |
| August | 4.65% | $211 | $316 | $422 |
| September | 4.51% | $203 | $305 | $407 |
| October | 4.50% | $203 | $305 | $406 |
| November | 4.49% | $202 | $304 | $405 |
| December | 4.46% | $201 | $302 | $402 |
| 2017 | ||||
| January | 4.47% | $201 | $302 | $403 |
| February | 4.41% | $198 | $298 | $397 |
| March | 4.43% | $199 | $299 | $399 |
| April | 4.46% | $201 | $302 | $402 |
| May | 4.43% | $199 | $299 | $399 |
| June | 4.54% | $205 | $308 | $411 |
| July | 4.55% | $206 | $309 | $412 |
| August | 4.56% | $206 | $309 | $413 |
| September | 4.52% | $204 | $306 | $408 |
| October | 4.52% | $204 | $306 | $408 |
| November | 4.52% | $204 | $306 | $408 |
| December | 4.52% | $204 | $306 | $408 |
| 2018 | ||||
| January | 4.52% | $204 | $306 | $408 |
| February | 4.55% | $206 | $309 | $412 |
| March | 4.56% | $206 | $309 | $413 |
| April | 4.57% | $207 | $310 | $414 |
| May | 4.54% | $205 | $308 | $411 |
| June | 4.59% | $208 | $312 | $416 |
| July | 4.56% | $206 | $309 | $413 |
| August | 4.56% | $206 | $309 | $413 |
| September | 4.56% | $206 | $309 | $413 |
| October | 4.59% | $208 | $312 | $416 |
| November | 4.55% | $206 | $309 | $412 |
| December | 4.56% | $206 | $309 | $413 |
| 2019 | ||||
| January | 4.57% | $207 | $310 | $414 |
| February | 4.61% | $209 | $313 | $418 |
| March | 4.55% | $206 | $309 | $412 |
| April | 4.54% | $205 | $308 | $411 |
| May | 4.54% | $205 | $308 | $411 |
| June | 4.51% | $203 | $305 | $407 |
| July | 4.33% | $194 | $291 | $389 |
| August | 4.24% | $190 | $285 | $380 |
| September | 4.22% | $189 | $283 | $378 |
| October | 4.23% | $189 | $284 | $379 |
| November | 4.13% | $184 | $276 | $368 |
| December | 4.13% | $184 | $276 | $368 |
| 2020 | ||||
| January | 4.13% | $184 | $276 | $368 |
| February | 4.13% | $184 | $276 | $368 |
| March | 4.13% | $184 | $276 | $368 |
| April | 4.13% | $184 | $276 | $368 |
| May | 3.75% | $165 | $247 | $330 |
| June | 3.75% | $165 | $247 | $330 |
| July | 3.79% | $167 | $250 | $334 |
| August | 3.75% | $165 | $247 | $330 |
| September | 3.79% | $167 | $250 | $334 |
| October | 3.79% | $167 | $250 | $334 |
| November | 3.65% | $160 | $240 | $320 |
| December | 3.67% | $161 | $241 | $322 |
| 2021 | ||||
| January | 3.64% | $159 | $239 | $319 |
| February | 3.60% | $157 | $236 | $315 |
| March | 3.57% | $156 | $234 | $312 |
| April | 3.62% | $158 | $238 | $317 |
| May | 3.62% | $158 | $238 | $317 |
| June | 3.46% | $150 | $226 | $301 |
| July | 3.54% | $154 | $232 | $309 |
| August | 3.46% | $150 | $226 | $301 |
| September | 3.46% | $150 | $226 | $301 |
| October | 3.38% | $147 | $220 | $294 |
| November | 3.38% | $147 | $220 | $294 |
| December | 3.38% | $147 | $220 | $294 |
| 2022 | ||||
| January | 3.38% | $147 | $220 | $294 |
| February | 3.28% | $142 | $213 | $284 |
| March | 3.24% | $140 | $210 | $280 |
| April | 3.34% | $145 | $217 | $290 |
| May | 3.56% | $155 | $233 | $311 |
| June | 3.64% | $159 | $239 | $319 |
| July | 4.14% | $184 | $277 | $369 |
| August | 4.64% | $210 | $316 | $421 |
| September | 4.99% | $229 | $343 | $458 |
| October | 5.49% | $256 | $384 | $512 |
| November | 5.74% | $269 | $404 | $539 |
| December | 5.84% | $275 | $413 | $550 |
| 2023 | ||||
| January | 6.09% | $289 | $434 | $578 |
| February | 6.14% | $292 | $438 | $584 |
| March | 6.39% | $306 | $459 | $612 |
| April | 6.49% | $312 | $467 | $623 |
| May | 6.56% | $316 | $474 | $632 |
| June | 6.79% | $329 | $493 | $658 |
| July | 6.99% | $340 | $511 | $681 |
| August | 6.99% | $340 | $511 | $681 |
| September | 6.99% | $340 | $511 | $681 |
| October | 7.04% | $343 | $515 | $687 |
| November | 7.14% | $349 | $524 | $699 |
|
December |
7.29% |
$358 | $537 | $716 |
| 2024 | ||||
| January | 7.29% | $358 | $537 | $716 |
| February | 7.34% | $361 | $542 | $722 |
| March | 7.32% | $360 | $540 | $720 |
| April | 7.24% | $355 | $533 | $710 |
| May | 7.24% | $355 | $533 | $710 |
| June | 7.23% | $354 | $532 | $709 |
| July | 7.23% | $354 | $532 | $709 |
| August | 7.24% | $355 | $533 | $710 |
| September | 7.24% | $355 | $533 | $710 |
| October | 7.23% | $354 | $532 | $709 |
| November | 7.23% | $354 | $532 | $709 |
| December | 7.23% | $354 | $532 | $709 |
| 2025 | ||||
| January | 7.23% | $354 | $532 | $709 |
| February | 7.23% | $354 | $532 | $709 |
| March | 6.74% | $326 | $489 | $652 |
| April | 6.69% | $323 | $485 | $646 |
| May | 6.69% | $323 | $485 | $646 |
| June | 6.35% | $304 | $456 | $608 |
| July | 6.28% | $300 | $450 | $600 |
| August | 6.27% | $299 | $449 | $598 |
| September | 5.94% | $280 | $421 | $561 |
| October | 5.88% | $277 | $416 | $555 |
| November | 5.88% | $277 | $416 | $555 |
| December | 5.85% | $275 | $413 | $551 |
| 2026 | ||||
| January | 5.85% | $275 | $413 | $551 |
| February | 6.09% | $289 | $434 | $578 |
| March | 6.09% | $289 | $434 | $578 |
| April | 6.35% | $304 | $456 | $608 |